Why is international insurance necessary?
International health insurance policies are of crucial importance for travelers. It provides comprehensive protection in the event of unexpectede incidents, or in cases of illness or an accident. Medical care abroad can be difficult to navigate and quickly become expensive, especially if special examinations, treatments or surgeries become necessary.
24-hour assistance and medical repatriation are essential factors that define travel protection. Without international health insurance, these costs are paid out-of-pocket, posing significant financial risk to the uninsured.
Additionally, an international health insurance policy offers other important benefits, such as coverage for trip cancellation, luggage loss, or emergency support. This allows travelers to fully focus on their trip without having to worry about the potential health and financial consequences. In today's globally connected world, such coverage is therefore indispensable for both short trips and extended stays abroad.
Staying abroad within the EU
Often many do not consider it, but travel health insurance can be quite useful for trips even within Europe. Statutory health insurance usually covers only basic medical services abroad. Medical repatriation or private treatments are not covered. Therefore if you secure good international health insurance, these costs would be covered. You can travel worry-free knowing you are fully insured for any emergency. The European Commission also provides useful information on this topic.
Worldwide travel outside of the EU
For trips outside of the European Union, travel insurance becomes even more essential. This is because statutory health insurance provides no coverage of any kind in these situations. International health insurance can provide protection worldwide, shielding you from the risks of high costing treatments. Additionally, international health insurance offers 24/7 emergency support, ensuring that you have a reliable partner by your side while abroad. Through our assistance services, you can be referred to a suitable physician or clinic nearby, and medical costs can be billed directly, or medical repatriation can be arranged. Particularly in the event of an emergency situation, this assistance and the reassurance that you'll be well taken care of can provide significant peace of mind.
Benefits and coverage
• Financial Security: Protects against the high medical costs that could arise in many countries such as the USA, Japan or Australia.
• Access to high-quality medical care: In emergencies, you will receive the best possible treatment. The assistance service provides information regarding suitable medical facilities and if necesssary, covers transport to the nearest hospital or repatriation to your home country.
• 24/7 Emergency Hotline: Round-the-clock service provides immediate support in case of illness or emergencies, ensuring direct cost coverage for quick assistance.
• Direct cost coverage: In most cases, especially for high costing inpatient stays, the insurance will settle high medical expenses directly with hospitals and doctors.
• Organize repatriation to your home country: If necessary, the insruance will organize and finance repatriation when it becomes medically necessary or advisable. Be sure to check the policy conditions - a medically advisable repatriation offers the most comprehensive protection, as it considers not only medical but also social factors.
A quote request for comprehensive insurance coverage, including medically advisable repatriation, can be compelted online in only a few minutes. After selecting your insurance options, you can finalize your application online - with instant receipt of your insurance confirmation and documents.
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