work and travel

Why choose CareMed?

10 good reasons for choosing CareMed

Advantage 1: worldwide insurance coverage

Work and travel insurance by CareMed provides coverage either worldwide or worldwide except the USA & Canada. This way you are already insured on your trip to your travel destination.

Advantage 2: insurance approval for your visa

Our travel insurance for work & travel participants will be accepted for your visa application worldwide. This is true for all working holiday visa (e.g. Australia, New Zealand and Canada) as well as J-1 visa for entry into the USA and Schengen visa for Europe.

Advantage 3: tailor-made travel insurance

Our insurance plans are adapted to the needs of young travelers worldwide.

Advantage 4: worldwide online application

Fast & convenient enrollment: You can enroll in 4 steps online. Your insurance confirmation is available right after your online application. Additionally, you will receive a login and all insurance documents by e-mail.

Advantage 5: travel insurance period

CareMed travel insurance can be taken out for the maximum of 2 years (24 months) depending on destination. You should always enroll for the entire stay abroad. In case that you return home earlier, we will reimburse the remaining complete months.

Advantage 6: secure online application

Our secure server (SSL certificate) guarantees safe enrollment and payment for travel insurance.

Advantage 7: payment methods

Flexible payment methods: Full amount paid by credit card (MasterCard, Visa or American Express) or monthly direct debit from a German bank account.

Advantage 8: help in case of emergency while abroad

Our 24-hour emergency center provides excellent service around-the-clock to travelers in various languages. Claims offices in the USA and Germany offer fast and efficient claim handling.

Advantage 9: extension of work & travel insurance

Your travel insurance period can be extended on request subject to terms of insurance available at that time. You simply log in prior to the date of expiration and request a renewal of your insurance period.

Advantage 10: cancelation of travel insurance

Prior to the start of the travel health insurance, the policy can be cancelled free of charge. After the insurance start date you can cancel remaining complete months (minimum 31 days) by simply writing an e-mail to CareMed. The remaining premium will be reimbursed minus an admin fee of €12,80/ US$15.00.


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I recently purchased CareMed travelers' insurance for an extended trip abroad. The online process couldn't have been easier, and the customer service representative I corresponded with was both prompt and helpful in her responses to my questions. I haven't had to put in any claims yet, but judging by the application process, that will also be an easy process!

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